What is the main purpose of third-party liability?
Third party liability coverage in an automobile insurance policy will cover you if you are at-fault in a motor vehicle accident. In addition to giving you peace of mind, the main purpose of third-party liability coverage is to protect your assets in the event damages are assessed against you.
Standard practice for insurance companies and insurance brokers in Alberta is to recommend $1 million in third-party liability coverage in an automobile insurance policy. As a personal injury law firm, we urge you not to default to this standard practice, but rather purchase $2 million or more in third-party liability insurance. Continue reading
What is the cap for soft tissue injury compensation claims in Alberta?
The Superintendent of Insurance, Paul Owens, has announced the 2019 soft tissue (minor injury) cap amount. Since 2004, minor soft tissue injuries, including minor sprains and strains, have been limited by the government. In 2004 the minor injury cap was $4,000 and that has moved up due to inflation to $5,202 in 2019, a 2.4% increase from 2018.
Before 2004 a less severe injury that lasted 3- 6 months may have been worth anywhere from $5,000 – $15,000 for the pain and suffering. Since that time, the minor injury cap puts a limit on these less severe injuries and is set each year by the government. Continue reading
The University of Calgary’s Integrated Concussion Research Program has recently released exciting research that has led to the development of a tool that will allow doctors “to accurately and rapidly measure proteins and small molecules known to indicate an injury that is present in the brain”. This tool is set for clinical trials, with the goal that the device will be able to detect brain injuries hours after the trauma occurred.
While this research can potentially revolutionize treatment for those with brain injuries, I wanted to explain to those seeking compensation for concussion injuries that there has been a “trickle-down” effect. Continue reading
Walking on city sidewalks in Alberta in the winter and colder spring months can be treacherous. Many homeowners neglect to shovel the snow on city sidewalks in front of their homes following a snowfall, even though city and town bylaws require them to do so. In Edmonton, the city bylaw requires that a homeowner shovel the city sidewalk that runs alongside their property within 48 hours of the snowfall – in Calgary, the requirement is within 24 hours. Even if a homeowner shovels the city sidewalk, and perhaps also sands or salts, the sidewalk can remain treacherous, and pedestrians can slip and fall. Continue reading
Baby Boomers grew up with Easy Rider, and for Millennials and others, the romance of the motorcycle endures. Unfortunately, a personal injury lawyer sees all too frequently the harsh reality for many motorcyclists – a tragic accident, often resulting in catastrophic injuries or death.
Safety Tips for Motorcyclists
As a personal injury lawyer who was seen the downside of the call of the road, I offer the following tips for safer motorcycle riding:
- Before each ride inspect your bike to make sure everything is in working order and inspect the tires to make sure they are properly inflated.
- Don’t speed – excessive speed is frequently a contributing factor in most motorcycle accident cases.
Concussions are an increasingly hot topic because of developments in professional and amateur sports. As a result, the discussion of head injuries, and the knowledge about their consequences is everywhere. When a brain injured client comes in to see us we know that the treatment and management of these clients will be different in every case because no two brain injuries are alike. One client may have a relatively minor concussion and post-concussion syndrome while another may be bed-ridden in a semi-vegetative state.
CAM LLP lawyers have represented clients from across the head injury spectrum. To help clients and their caregivers prepare for the recovery process, we have gathered some observations about three general categories of head injury cases and what you can expect to encounter. Continue reading